A new rule is going into effect next year that will affect high earners who make “catch-up contributions” in their 401(k)s or other tax-deferred workplace retirement plans. The rule, which was created ...

As retirement draws closer, one of the most important decisions you’ll face is how to transform your existing nest egg into a reliable and sustainable income source. While Social Security or other ...

Contributions to a Roth 401(k) are not tax-deferred, meaning you pay tax when you earn the money, then make withdrawals tax-free in retirement. According to a 2025 report, younger workers in a lower ...