Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.
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Best 12-month CD rates for February 4, 2026: Up to 4.10%
Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking ...
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Best banks for CD rates for February 2026
Read on to learn about the best banks for CD rates in 2026.
The first interest rate cut of 2025 now appears just days away, if projections currently hold. There's around a 90% chance the Federal Reserve will issue a 25 basis point cut when the central bank's ...
We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. If you've been able to put away a large, five-figure sum of money, then, ...
Average rates for certificates of deposit this month range from a ho-hum 0.23% for the shortest, 1-month terms, up to 1.76% for 1-year accounts, according to the latest government data. But for ...
We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Jen Hubley Luckwaldt has over 15 years of experience writing and editing personal ...
Robin Hartill is a Florida-based Certified Financial Planner and a longtime financial editor and writer. Her work regularly appears on The Motley Fool, Yahoo! Finance and Nerdwallet. Previously, she ...
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